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How Can I Get a Loan?

PROCESS HOMECREDIT

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Who can apply?

Anyone who meets all requirements listed below

Age

What documents to bring?

Anyone who meets all requirements listed below

 

You need
PRIMARY
SEC

What are the requirements for loan application?

Eligibility:

  • 18 to 68 years old
  • Filipino
  • receiving regular income via employment/ business/ remittance [local or abroad] / pension) in the last 3 months
  • 2 valid IDs (at least one should reflect current address). One of the primary IDs must have the full name. One of the primary IDs must have the date of birth and all primary IDs must have the customer’s signature. other supporting documents for identification if available (ex: Pagibig ID), proof of billing (ex: electricity bill)
  • email address
  • downpayment

Accepted IDs are:

PRIMARY IDs:

  • PASSPORT
  • SSS
  • GSIS
  • TIN
  • UMID
  • Driver’s License (Professional, Non-professional, Student and Conductor’s License)
  • Voter’s ID
  • PRC
  • New version and brown Postal ID (brown postal ID is only valid until May 2019)

SECONDARY IDs:

  • PhilHealth
  • old version Postal ID
  • PAGIBIG ID
  • NBI
  • Company ID
  • Savings/Credt/Payment card
  • Remittance [local or abroad]
  • Water Bill
  • Landline Bill
  • Mobile Bill
  • Electricity Bill
  • Certification of Employment
  • Salary slip
  • Bank statement
  • Barangay certificate/clearance
  • Cable Bill
  • Internet Bills

PAYMENT CHANNEL:

Major Banks : BDO, BPI, Metrobank, RCBC, Security Bank (DIRECT DEBIT, Automatic Debit Arrangement (ADA)

Payment Center : EC pay (7 Eleven ), Bayad Center, SM Bills Payment, Robinson Bills Payment

Pawn Shop : Cebuana Lhuillier, M'Lhuillier

1 MINUTE APPROVAL!